Having an amazing trip creates unforgettable memories and provides the best experience that stay with you for a lifetime, enriching your life and broadening your perspective. However, going on a trip knowing you are protected against various unexpected events that can disrupt or spoil your trip is more satisfying. And that is why opting for the right travel insurance is an essential step for any traveler. So if you are hoping to travel to the United States, we have created this list of the best travel insurance for foreigners in the USA for you, regardless of your origin.

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As an insurance Blog in the USA, its our delight to give you the necessary insurance information, ensuring you prepare adequately for your journey by assisting you in choosing and investing in the right travel insurance plan. Such insurances will offer financial protection and peace of mind by covering medical emergencies, trip cancellations, delays, lost or delayed baggage, and even evacuation in case of natural disasters or political unrest. Therefore, finding the right coverage is vital, especially for foreigners visiting the USA.

10 best travel insurance companies for foreigners in the USA

We know how daunting it is to find the right travel insurance company for foreigners in the USA. So, to simplify this process, we’ve put together a list of the top 10 recommendable travel insurance options for foreigners visiting the USA. This guide aims to assist you in selecting the best travel insurance coverage to enhance your trip experience.

1. Allianz Global Assistance

Plans	Coverage Benefits
One Trip Prime	Up to $100,000 for Trip Cancellation Up to $150,000 for Trip Interruption $50,000 for Emergency Medical $1,000 for Baggage Loss/Damage $300 for Baggage Delay $800 (Daily Limit $200) for Travel Delay
All Trips executive	$5,000 / $7,500 / $10,000 for Trip Cancellation $5,000 / $7,500 / $10,000 for Trip Interruption $50,000 for Emergency Medical $1,000 for Baggage Loss/Damage $1000 for Baggage Delay $1,600 (Daily Limit $200)for Travel Delay
One Trip Rental protector car	$50,000 for Collision Damage Waiver Up to $1000 for Trip Interruptions $1,000 for Baggage Loss/Damage
One Trip Basic	Up to $10,000 for Trip Cancellation Up to $10,000 for Trip Interruption $10,000 for Emergency Medical $500 for Baggage Loss/Damage $200 for Baggage Delay $300 (Daily Limit $150) for Travel Delay
One Trip Premier	Up to $200,000 for Trip Cancellation Up to $300,000 for Trip Interruption $75,000 for Emergency Medical $2000 for Baggage Loss/Damage $600 for Baggage Delay $1,000 for Travel Delay
One Trip medical emergency	$50,000 for Emergency Medical $2,000 for Baggage Loss/Damage $600 for Baggage Delay $ 1,000 for Travel Delay
One Trip Cancellations Plus	Up to $5,000 for Trip Cancellation Up to $5,000 for Trip Interruption $150 (Daily Limit $150) for Travel Delay
All Trips Basic	$20,000 for Emergency Medical $1,000 for Baggage Loss/Damage $200 for Baggage Delay $600 (Daily Limit $200) for Travel Delay
All Trips Prime	Up to $3000 for Trip Cancellation Up to $3000 for Trip Interruption $20,000 for Emergency Medical $1,000 for Baggage Loss/Damage $200 for Baggage Delay $600 (Daily Limit $200) for Travel Delay
All Trip Premier	$2,000 / $5,000 / $10,000 / $15,000 for Trip Cancellation $2,000 / $5,000 / $10,000 / $15,000 for Trip Interruption $50,000 for Emergency Medical $2,000 for Baggage Loss/Damage $2,000 for Baggage Delay $1,500 (Daily Limit $300) for Travel Delay

Allianz Global Assistance is one of the best travel insurance companies for foreigners in the USA. It is a globally recognized travel insurance provider, also offers corporate assistance and concierge services. Owned by Allianz SE and relied upon by over 50 million travelers, Allianz safeguards individuals with comprehensive travel insurance plans throughout their journeys.

With Allianz Global Assistance, you receive various travel insurance benefits, including coverage for trip cancellations, medical emergencies, travel delays, and 24-hour assistance. For instance, if you opt for the One Trip Prime plan and experience a covered delay of five hours or more, you can receive reimbursement of up to $200 per day per person for additional travel expenses and lost prepaid costs.

2. Generali Global Assistance

Plans	Coverage Benefits
Premium	175%of trip cost insured for Trip Interruption $2000per person for Baggage Loss 100%of trip cost insured for Trip Cancellation $250,000per person for Medical & Dental
Preferred	100%of trip cost insured for Trip Cancellation 150%of trip cost insured for Trip Interruption $1500per person for Baggage Loss$150,000per person for Medical & Dental
Standard	125%of trip cost insured for Trip Interruption $1000 per person for Baggage Loss 100%of trip cost insured for Trip Cancellation $50,000per person for Medical & Dental

Second on our list of the travel insurance for foreigners in USA is Generali Global Assistance, a travel insurance company in the USA that ensures travelers have peace of mind during their journeys. They offer various travel insurance plans that reimburse for different coverages such as flight delays, baggage losses, and trip cancellations. These services shield travelers from numerous unexpected costs and expenses. In 2017 alone, Generali Global Assistance provided insurance protection to over 300 million customers.

For example, their Standard plan offers medical and dental coverage of $50,000 per person, the Preferred plan provides $150,000 per person, and the Premium plan offers up to $250,000 per person. Additionally, their website features travel blogs that guide travelers on the dos and don’ts of travel.

3. AIG Travel Guard

Plans	Coverage Benefits
Deluxe	Up to 100% Insured Trip Cost, Trip Cancellations Up to 150% Insured Trip Cost, Trip interruptions Up to $1,000, Trip Delay Up to $2,500, Baggage Coverage Up to $500, Baggage Delay Up to $150,000, Medical Expenses
Preferred	Up to 100% Insured Trip Cost, Trip Cancellations Up to 150% Insured Trip Cost, Trip interruptions Up to $800, Trip Delay Up to $1000, Baggage Coverage Up to $300, Baggage Delay Up to $50,000, Medical Expenses
Essential	Up to 100% Insured Trip Cost, Trip Cancellations Up to 150% Insured Trip Cost, Trip interruptions Up to $500, Trip Delay Up to $750, Baggage Coverage Up to $200, Baggage Delay Up to $15000, Medical Expenses

On our list of the best travel insurance companies for foreigners in the USA, we also have AIG Travel Guard, which provides various plans to protect you during your trip. These plans feature different reimbursement amounts and coverage durations.Their most popular plans include the Deluxe plan, which offers the most coverage, global travel assistance, and 24/7 emergency travel assistance services. There’s also the Preferred plan, which provides extensive coverage, and the Essential plan, ideal for business and domestic travel with basic coverages and benefit limits.

Popular optional coverages include:

• Rental vehicle damage coverage.
• Lodging expense benefits.
• A pre-existing medical condition exclusion waiver.

For trip cancellations, you can receive up to a 100% refund of the trip cost with the Deluxe, Preferred, or Essential plans.

4. AXA Assistance USA

Plans	Coverage Benefits
Sliver	100% of Insured Trip Cost for Trip Cancellation $25,000 Emergency Accident & Sickness Medical $750 Baggage & Personal Effects
Gold	100% of Insured Trip Cost for Trip Cancellation $100,000 Emergency Accident & Sickness Medical $1,500 Baggage & Personal Effects
Platinum	100% of Insured Trip Cost for Trip Cancellation $250,000 Emergency Accident & Sickness Medical $3,000 Baggage & Personal Effects

As a foreigner seeking a travel insurance plan for your trip in the USA, AXA Assistance USA is another excellent option. They provide comprehensive international coverage, including medical expenses, trip delays and interruptions, and baggage losses. AXA Assistance USA offers a variety of plans suitable for foreigners.

For example, depending on your travel plan, you can receive up to $250,000 in medical coverage for emergencies and accidents both domestically and internationally.

5. Seven Corners

Plans	Coverage Benefits
Trip Protection Choice	Trip cancellation cover, up to 100% of the trip cost Trip interruption or delay cover, up to 150% of the trip cost Baggage cover, up to $2,500 Baggage delay cover, up to $600 Missed connection cover, up to $1,500 Emergency medical coverage, up to $500,000

This travel insurance company offers various plans that cover medical emergencies, flight delays and cancellations, lost or delayed baggage, and even cancel-for-any-reason coverage. Their website features numerous articles about travel, explaining the importance of travel insurance and why you should consider purchasing it.

Their travel medical policies provide affordable health coverage for travelers, including both emergency medical and medical evacuation coverage. For example, their Trip Protection Basic plan includes coverage for trip delays, missed cruise or tour connections, $100,000 for emergency medical expenses, and $250,000 for emergency medical evacuation.

6. Travelex Insurance Services

Insurance Plans	Coverage Benefits
Travel Select	Emergency medical & dental Trip cancellation 24/7 travel assistance Five optional upgrades
Travel Basic	Emergency medical & dental Trip cancellation 24/7 travel assistance
Travel America	Emergency medical & dental Trip inconvenience 24/7 travel assistance

Travelex Insurance Services remains a top choice among travel insurance companies for foreigners in the USA, providing policies tailored to your travel needs. Their Travel America plan offers essential protection for domestic trips at an affordable cost, while their Travel Select plan includes comprehensive benefits and access to five unique upgrades.

Their travel insurance plans cover various trip types and destinations. For example, in case of trip interruption, you’ll be reimbursed up to $75,000 of the insured trip cost. For trip delays, you can receive up to $2,000 (with a daily sublimit of $200 and a minimum delay of 5 hours). Missed connection coverage offers a benefit of $750 (with a minimum delay of 3 hours).

Emergency medical expenses are covered up to $50,000 (including a dental sublimit of $500). Emergency medical evacuation and repatriation of remains are covered up to $500,000 (with an escort coverage limit of $25,000). Lastly, baggage and personal effects are covered up to $1,000, with item sublimits.

7. Trawick International

Plans	Coverage Benefits
Safe Travels Outbound	$2,000 ($150 per day) (12 hours) for Trip Delay $7500 for Trip Interruption $200 (24hrs) for Baggage Delay $ 500,000 Medical Emergency
Safe Travels Voyager	Up to 150% of Trip cost up to $150,000 for Trip Interruption 100% of Trip cost up to $100,000 for Trip Cancellation $3,000 ($250 per day) (6 hours for Trip Delay $2500 for Baggage Coverage $600 (8hrs) for Baggage Delay $ 250,000 for Medical emergencies
Safe Travels USA	Upto $ 1,000,000 for Medical emergencies $5000 for Trip interruption $1000 for Lost Baggage
Safe Travels International	Upto $ 1,000,000 for Medical emergencies $7500 per policy period for Trip interruption $2000 (6 hrs and more) plus accommodations for Trip delay $1000 for Lost Baggage

Trawick International offers travel insurance plans tailored for both international and local travelers. These plans feature trip cancellation options, including the ability to cancel for any reason, top-rated cruise insurance, and adventure travel insurance covering over 450 activities.Their types of travel insurance include:

• Travel Medical Insurance
• Trip Protection and Cancellation
• International Student Insurance
• Visitor Medical Insurance

For example, the Safe Travels Armor plan provides up to $100,000 in primary medical coverage and is ideal for those seeking the highest available benefits. The Safe Travels Voyager plan offers $250,000 in primary medical coverage, with an option to increase to $500,000. This plan also includes $3,000 in trip delay coverage, with an option to increase up to $7,000.

8. IMG (International Medical Group)

Plans	Coverage Benefits
iTravelInsured Travel SE	Trip interruption benefit up to 150% of trip cost $250,000 medical expense coverage for unexpected illnesses & accidents while traveling $500,000 coverage for emergency medical evacuation 24/7 access to telehealth services for non-emergency medical issues. (Teladoc is a non-insurance assistance service).
iTravelInsured Travel LX	-Optional Cancel for Any Reason benefit – Trip cancellation benefit up to 100% and interruption up to 150% of trip cost – COVID-19 treated the same as any other illness – $500,000 medical expense coverage for unexpected illnesses & accidents while traveling -24/7 access to telehealth services for non-emergency medical issues. (Teladoc is a non-insurance assistance service).

Based in the United States, IMG provides a wide array of insurance options, including international private medical insurance, travel medical insurance, and travel insurance. They also offer enterprise services such as insurance administrative services and 24/7 emergency medical, security, and travel assistance.

Their travel insurance options include the iTravelInsured Travel SE and iTravelInsured Travel LX plans, both highly recommended for domestic and international trips. The iTravelInsured Travel SE plan provides $250,000 in medical expense coverage for unexpected illnesses and accidents while traveling. In contrast, the iTravelInsured Travel LX plan offers $500,000 in medical expense coverage for unexpected illnesses and accidents while traveling.

9. World Nomads

Plans	Coverage Benefits
Explorer Plan	$10,000 per person for Trip cancellation $10,000 per person for Trip interruption $100,000 for Medical expenses $3,000 for Lost Baggage $750 for Baggage Delay $3000 for Trip Delay
Standard Plan	$2,500 for trip cancellation or interruption $500 a day for trip or travel delays $750 for baggage delay $1,000 in baggage and personal effects coverage $1,000 in baggage and personal effects coverage

World Nomads is a travel insurance provider offering flexible and comprehensive plans tailored for travelers and adventurers. Their insurance policies protect travelers during their trips, providing a range of cover, including:

• Medical coverage
• Trip protection for delays and cancellations
• Coverage for adventure activities
• Protection against baggage loss, theft, or damage

World Nomads Travel Insurance offers several benefits like:

• Option to extend or add coverage while traveling-
• 24/7 access to an emergency assistance team
• Coverage for high-value items like laptops, cameras, and smartphones-
• Protection for over 150 adventure activities
• 24/7 emergency assistance coverage

10. Berkshire Hathaway Travel Protection

Plans	Coverage Benefits
ExactCare Value	100% of Trip Cost for Trip Cancellation 100% of Trip Cost for Trip Interruption $15,000 for Medical Expenses $750 for Lost Baggage $500 for Trip Delay $200 for Baggage Delay
ExactCare	100% of Trip Cost for Trip Cancellation 150% of Trip Cost for Trip Interruption $25,000 for Medical Expenses $1000 for Lost Baggage $1000 for Trip Delay $200 for Baggage Delay
ExactCare Extra	100% of Trip Cost for Trip Cancellation 150% of Trip Cost for Trip Interruption $50,000 for Medical Expenses $500 for Lost Baggage $1000 for Trip Delay $150 for Baggage Delay

Lastly on our list of th best travel insurance for foreigners in the USA, we have Berkshire Hathaway Travel Protection. Renowned for their fast claims payment in the travel insurance industry, Berkshire Hathaway Travel Protection offers affordable coverage for travelers. They provide protection against luggage loss, trip cancellation or delay, illness, medical emergencies, missed flights, and bad weather. The company ensures you receive the benefits of your claims promptly, supporting both local and international travel with a focus on allowing clients to enjoy their trips without any issues.

As a foreigner in the USA seeking travel insurance, the Berkshire Hathaway Travel Protection ExactCare Extra plan is highly recommended. With this plan, you can benefit from policy coverages including:

• Coverage for trip cancellation and interruption
• Available car-rental insurance (collision coverage)
• Pre-existing conditions covered under travel health insurance (if purchased within 15 days of initial trip deposit)
• Innovative fixed benefits (flat-amount payment) for lost luggage, missed connections, flight delays, and tarmac delays

Editor’s Remarks

Finding the best travel insurance company with the right policies is crucial for a safe and worry-free trip to the USA. And as an insurance Blog in the USA, we ensure you are ultimately covered, have a safe trip, and enjoy your vacation by providing you with the necessary guides and tips for travel. In case you need more travel tips, check out our previous travel insurance guides.

So, we hope our list of the top 10 best travel insurance companies for foreigners in the USA has given you a clear insight on which insurance provider to consider. These companies will offer a range of benefits, including medical coverage, trip cancellation protection, and support for lost or delayed baggage. By carefully considering each option’s features and your specific needs, you can choose the best plan to ensure your travel experience is secure and enjoyable.

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