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Every Uber driver will tell you that they are automatically insured against some risks when using the app. However, they claim that there are gaps in protection depending on the driver’s status. Additionally, while a driver’s app is offline, Uber’s…
Nonprofit leaders, such as board members and executives make critical decisions that sometimes may expose them to personal liability. Such risks may include allegations of mismanagement, wrongful acts, or even other legal risks. So, as a step to safeguard against…
Liability waivers have become increasingly popular among homeowners for a reason. For instance, as a homeowner, you’re likely to host more social events or hire various services, which make you prone to a variety of risks on your property, from…
While owning a sailboat or yacht is undoubtedly exciting, have you thought about the financial impact if your boat is damaged in a collision? This is just one of many possible scenarios while boating, and the best way to protect…
Sailboat insurance is undoubtedly an essential policy for every boat owner, protecting you against unexpected events such as accidents, storms, or theft. In Florida, sailboat insurance is not a legal requirement. However, in case of any occurrence, this policy is…
Driving an ATV (All-Terrain Vehicle) is incredibly risky due to the vehicle’s design and the environments it’s often used in. These vehicles are top-heavy and prone to tipping, especially on uneven terrain, making rollovers a frequent hazard. As a result,…
The goal of a condominium association is to protect property values, foster community living, and ensure that shared spaces are well-maintained and functional for all residents. However, we cannot completely eliminate risks such as fire outbreaks, property damage, accidents, and…
Construction and demolition are among the most hazardous industries, involving significant breaking, blasting, and explosions. In the process, workers and bystanders passing by are likely to face risks from heavy machinery, falling debris, and structural instability, resulting to accidents, injuries,…
Individual disability insurance is one of those policies that are often under looked, yet it remains vital in our day-to-day life of uncertainties. Most of the time, many individuals prioritize insurance policies like auto, homeowners, travel, and the likes. But…
As a tenant, knowing that your personal belongings are well protected while renting a property can give you peace of mind. Renters insurance is one way you get this assurance. It typically covers damage or loss from events like fire…